What counts as a direct project cost?
Understand the planning category used in Stage 1 and where professional accounting judgment may differ.
Guides
Practical explanations of the Finsway method.
These guides explain the product’s two-stage planning method, the terms it uses, and the limits of a plan. They are product education, not accounting, tax, investment, or legal advice.
Start with the core guide
How to plan an incoming business payment
Cover direct delivery costs first, calculate the remaining margin, and assign only that remainder to planned purposes.
Read the core guideWhat does remaining margin mean?
See the formula, the fictional example, and the limits of what the result establishes.
What is the difference between planned and paid?
Keep a recorded intention separate from a real-world transfer, reserve, or payment.
Worked fictional example
Recorded payment − direct project costs = remaining margin
A fictional 12,500 incoming payment has 4,200 of direct project costs. The 8,300 remainder becomes the base for Stage 2 planning.
The example explains a planning decision. It does not move money.
12,500 recorded payment−4,200 direct costs=8,300 remaining margin
See the method in context
Explore a sample before deciding.
Review the fictional example, then create your account to build and save your own business-money plan.
Start planning
No bank connection required.